wells fargo claims department emailwells fargo claims department email

Please confirm the type of account you're concerned with. Wells Fargo surpassed Citigroup Inc. to become the third-largest U.S. bank by assets at the end of 2015. Yesenia Guitron, a Wells Fargo branch employee in California, had noticed for years that the bank was opening as many 10-15 unauthorized credit cards per customer and took her concerns to the Wells Fargo Human Resources department. To be determined eligible for payment, a claim must involve disability-based discrimination by Wells Fargo that is prohibited by Title III of the ADA. If you are unsure whether your claim has been received and are having problems reaching the Wells Fargo Claims Team by e-mail, voice mail, or TTY, please contact the ADA Information Line at 1-800-514-0301 (voice) or 1-833-610-1264 (TTY). Eastern Time, 1-877-493-4727 I have a checking account with Wells Fargo and good times with them since 2013. Wells Fargo currently employs approximately 268,531 people. To file a fraud claim or for fraud questions, call the number on the back of your card. When we complete our research, you will receive a final resolution letter. Clearwater police released this surveillance footage of a suspect who stole an Amazon package from the front of a home. Some corrective actions to fix architectural issues may also extend beyond the two year period following the date when the agreement was signed. Wells Fargo has another service to offer, called the Wells Fargo Credit Defense Refund. If the transaction involves a debit card, your card will be closed to prevent additional unauthorized usage; therefore, you can no longer use that card to make transactions. Retirement & Stock Plans Long-Term Incentive Compensation Plan - Log-in help Stock Purchase Plan, . If you are unsure whether your claim has been received and are having problems reaching the Wells Fargo Claims Team by e-mail, voice mail, or TTY, please contact the ADA Information Line at 1-800-514-0301 (voice) or 1-800-514-0383 (TTY).. Sandy Springs, GA location to open a new Business Checking Account. This is so ridiculous. Charlotte, NC 28202. Sandy Springs, GA location to open a new Business Checking Account. Wells Fargo accepted the check from other bank. If you notice suspicious activity in your accounts, report it immediately. Initial Wells Fargo complaints should be directed to their team directly. Central Time, Flex Loans Wells Fargo is an international banking and financial services holding company that were founded in March of 1852. (1-855-872-2932), Request a new or replacement debit card, report a lost/stolen debit card, or for debit card questions, 1-925-825-7600 The. Click here to get notifications about new complaints of Wells Fargo. Eastern Time, 1-855-283-5567 at 800-869-3557 (24 hours a day, 7 days a week). To write a complaint about Wells Fargo and get an answer from the officials of Wells Fargo, Complaintsboard.com's objective complaint writing and answer providing system can be used. My wife is a senior and I am a disabled veteran. Service Please DO NOT add attachments that contain your or other peoples personal information, if you dont want it to be visible to the public. Wells Fargo claims they mailed a check on 8/3/2010. ComplaintsBoard.com is a leading complaint resolution website on the Internet. The case alleges claims under Sections 10 (b) and 20 (a) of the. She told reporters that, a result of her repeated complaints regarding the illegal practices, she was fired from. ARE YOU KIDDING! Update 2- I'm seeing a lot of comments advising me to close out my Wells Fargo accounts. My mobile phone became disabled and am waiting for new one being shipped. Naveg a una pgina que no est disponible en espaol en este momento. Wells Fargo Wage-and-Hour Lawsuit. Eastern Time. (Wells Fargo) and Wells Fargo executive Kurt Lofrano, stemming from Wells Fargo's participation in the Federal Housing Administration (FHA) Direct Endorsement Lender Program. I have a personal checking account, an MMA, personal savings, and two business checking accounts. This will surely increase the credibility of your complaint. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. you may contact the Claims Administrator, Epiq Class Action & Claims Solutions, Inc., at the address on the first page of this Claim Form, by email at info@WellsFargoSecuritiesLitigation.com, or by toll-free phone at 1-855-349-6457, or you can visit. General Banking Central Time, 1-877-937-9357 Wells Fargo reviews first appeared on Complaints Board on Aug 18, 2006. I call that number after 10, sit on hold for 20 minutes only to be told I need to contact some other department. The bank admitted to overcharging 771 businesses on foreign exchange. [protected] routing number [protected] Problem: Im being told the money is at Wells Fargo but I cant have it. Make an Appointment Schedule an appointment to meet 1:1 with a banker. at 800-869-3557 (24 hours a day, 7 days a week). Thanks. Wells Fargo has resolved 624 complaints. If you are not sure if you experienced discrimination that would be compensated, you should submit a claim. Young voters are fired up and research shows they will be a decisive factor in the 2020 election. Eastern Time, 1-800-352-3705 If you suspect fraud on your account, contact us immediately. For help with savings, checking, and other bank accounts: Call Wells Fargo Bank, N.A. Wells Fargo Fair Fund c/o Rust Consulting, Inc. Fund Administrator - 6989 P.O. We are doing work that matters - connecting customers with businesses around the world and help them resolve issues and be heard. 6450. Just tell me whats wrong with my WF credit card so I can survive. 11292021 (3) Visa cards had 19,800 removed and transfered into the business checking accounts. The latest complaint Refi of home mortgage. Seleccione el enlace si desea ver otro contenido en espaol. Then, after many questions confirming my healthcare (how is that Wells business? What this means for you. I need this money asap. I opened another [protected]. I noticed this 3 days later and immediately contacted Wells to make a claim. When the claim is decided in your favor, any previous temporary credit will remain in your account permanently. If you google Wells Fargo closing people's accounts for no reason you can Wells Fargo put my account on hold on Thursday 11/10 at 8 PM which is when customer care closes. Please keep the claim number for your records. The company offers a wide range of services for personal use as well as small business and commercial. My wife is a senior and I am a disabled veteran. For your security, please delete this tweet that shows card information and refrai, @MistyJo701 Hi there. this has been ongoing for several weeksthey want me to send tax money, 2022 to my Chase account but was never received due to an error made by Wells Fargo on receiver account number. If you leave a voice mail message or TTY message at one of our toll free telephone numbers 866-708-1273 (voice mail) or 866-544-5309 (TTY) -- you will hear back from the Disability Rights Section. Mon Fri: 8:30 am - 9:30 pm They said it was a business decision. How can I assist? Mon - Fri: 8:00 am - 9:30 pm With a single sign-on, you'll have convenient access to your Wells Fargo Advisors investment and Wells Fargo banking accounts on your PC, laptop, tablet, and smartphoneFootnote 3 3. Desired outcome: Wells Fargo Legal Department. Wells Fargo paid $72.6 million to settle a government lawsuit accusing the bank of defrauding hundreds of commercial customers. My complaint is that my Wells Fargo credit card isnt being accepted by several businesses that I need for I am elderly and disabled. Be wary of suspicious emails. ComplaintsBoard.com is not affiliated, associated, authorized, endorsed by, or in any way officially connected with Wells Fargo Customer Service. When leaving a voice mail message, speak clearly and repeat your email address and telephone numbers. This is an entreaty, not a complaint! On Thursday, the information line is staffed from 12:30 p.m. to 5:30 p.m. How will eligibility for payment be determined? If you fail to provide requested information or fail to sign documents in a timely manner, you may be denied payment from the fund. You can find contact details for Wells Fargo above. Mon Thurs: 7 am - 10 pm Eastern Time, 1-855-283-5565 The check made out to the ministry was deposited in my personal account on October 7 th 2022, on the advice of a professional. Don't use your. The department will be administering a claims process to distribute these funds. THE FUND ADMINISTRATOR HANDLES ALL ASPECTS OF CLAIMS PROCESSING. Central Time, To open a new Personal Loan account: NMLSR ID 399801. This is Nicholas R. Koriakin who has a Brokerage account and checking account with Wells Fargo. Use only legitimate phone numbers to contact Wells Fargo such as. My father passed away. Complaints Department is not affiliated to, linked with or otherwise endorsed by Wells Fargo. Please do not post any personal information relating to yourself, or employees of Wells Fargo as these comments will not be approved. Total funds are over $92,000. For all other questions regarding your auto loan, please call 1-800-289-8004, Monday - Thursday, 7 am - 10 pm, Friday, 7 am - 9 pm, and Saturday, 7 am - 5:30 pm Central Time. I want to pay back Wells Fargo at the payment schedule given me by Johnson county and only have my escrow cover insurance. My account is currently overdrafted almost $1800. The case alleges claims under Sections 10 (b) and 20 (a) of the. This should be able to be done online. 109 likes. Always make your living doing something you enjoy. This complaint was posted by a verified customer. He proceeded to give me the Fraud Resolution/Claims department fax number 925-686-7868 and then asked me if he could assist me with anything else. They sent an email saying my account was being closed and deposits have been returned. 1-877-526-6332 pearl new jersey . Ethical and unethical leadership issues, cases, and dilemmas with. . Mon Fri: 7 am - 7 pm Please DM us with, @Orlando75776751 Saw your tweet. Eastern Time, 1-877-573-7997 Our Information Specialists will make arrangements for a member of the Wells Fargo Claims Team to contact you. Email: info@WellsFargoFairFund.com It is a service intended to pay a fixed amount of money to your credit card account in the case of involuntary disability, unemployment, or hospitalization. Ensure your computer operating system, software, browser version, and plug-ins are kept up to date. If you have questions regarding a claim involving your debit card, please call us at one of the following numbers: For transactions you authorized by providing your signature, Visa card purchases, or unauthorized transactions, please call us at 1-800-548-9554, Monday - Friday, from 7:00 am - 12:00 am, or Saturday, 8:00 am - 8:00 pm Eastern Time. Updated: 02/21/2020 06:12 PM EST. Law360 (May 5,. Wells Fargo automatically withdraws the bi-weekly payment from my account BUT does not apply it against the mortgage amount when received. ATM/Debit/Prepaid Card Claim Reference Number: 10201170149. This review was chosen algorithmically as the most valued customer feedback. Change your PIN at least every 6 months to help protect your account, and immediately change your PIN anytime you suspect it has been compromised. Is this your company? Desired outcome: Report Fraud Mon - Fri: 8:30 am - 9:30 pm Box 1369 I have tried to call the person assigned to my case but they do not answer or call back. Schedule an appointment to meet 1:1 with a banker. Mon - Fri: 8 am - 12 am Central Time, 1-866-820-9199 A claim filed regarding fraudulent payments reversal. Saturday: 8 am - 6 pm Member FDIC. they also gave me a name and PO number to send additional funds ACT QUICKLY! I met with personal banker, Hak Seav Khong, during the transaction, after he entered all my personal information into the system, he lied and stated that he was unable to verify my business through the GA Secretary of State website Share your photos and videos with others to prove the truth of your words. (I'm on central). Is this your company? The Department will track compliance with the agreement until all required actions have been completed. A few months later, Wells Fargo settled a lawsuit alleging that it neglected the maintenance and marketing of foreclosed homes in black and Latino areas by agreeing to spend at least $42 million to. Who may be eligible to receive compensation (payment) from Wells Fargo? Managed teams of up to 150+ team members . A staff member of the Disability Rights Section will contact you to conduct an interview and obtain any information and documents needed to determine if you are eligible for payment. 10-19-2021 our Wells-Fargo online acct was hacked and our email and phone number were changed to intercept alerts. 934 N. University Dr. Don't let others use your personal computer. Initial complaints should be directed to Wells Fargo directly. A team leader with broad based expertise in leading human capital initiatives focused . Today they sent me a letter denying my claim, telling me that they believe the transaction was made by me or someone authorized by me. And they will not give a time frame when it will be resolved. Step 2. Box 50540 Charleston, WV 25305-0540 Understanding the West Virginia Workers. Fri: 7 am - 9 pm By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. 24 hours a day, 7 days a week, ExpressSend I am retired and cannot pay $1700.00 for an escrow account per month. Product shipment, payment, communication, billing, and any kind of service-related complaint about Wells Fargo can be filed via the specific Wells Fargo complaint section. Today they sent me a letter denying my claim, telling me that they believe the transaction was made by me or someone authorized by me. After you make a purchase or payment using your card, sign off from the site and close your browser to prevent unauthorized account access. About. Wells Fargo reaches $3bn fake accounts settlement, @nicoletaher We're here to help. Friend deceased on 5/28 . Disability discrimination includes, but is not limited to, a denial of equal access or equal services that is based on an individual's disability. Wells Fargo Claim for Compensation. I'd like to see how we can help. You use a wheelchair and could not access a Wells Fargo bank; You are blind or have low vision and were denied services because of your service animal; You have a disability and were otherwise excluded from accessing Wells Fargo's services because of that disability. It has been two weeks, but Wells Fargo still has not recalled the wire or resolved the issue. I would like Wells Fargo to apply my payment to the loan balance AT THE TIME that payment is received and NOT when they collect a full month's payment. Wells Fargo states that if the check is not received within 10 days, they will stop payment and make a direct deposit. Coral Springs, Fla. 33071. I am writing this because I am unsatisfied with the response I am getting from my cases. Eastern Time, Personal Loans, Secured Loans, Secured Lines of Credit and Motorcycle and Specialty Vehicle Loans: I called you on 8/17/22 telling you that I confirmed with Bank of America that I have no account with them and they never received $10,500. NE. This is a securities fraud class action filed on behalf of all purchasers of Wells Fargo & Company ("Wells Fargo" or the "Company") securities between February 2, 2018 and March 12, 2020, inclusive (the "Class Period"). It may be used in setting the CFPBs priorities for regulating companies like, This website has more information about the class action settlement including answers to Frequently Asked Questions and Documents filed with the Court. Wells Fargo was founded by Henry Wells and William Fargo. Wells Fargo deals in the Financial services industry and offers products such as Asset management, Investment banking, banking, commodities, credit card, equities trading, fixed income trading, global market, insurance, investment management, mortgage loans, mutual funds, private equity, risk management, wealth management, and provides its services worldwide According to the latest report, Wells Fargo has generated US$78.492 billion (2021) and net income being US$21.548 billion (2021). Hi Reddit, Around 3 weeks ago someone logged into my Wells Fargo online banking and used bill pay to send a $19,000 check fraudulently. In addition, any associated fees assessed to the account will be refunded once the claim is settled, if applicable. Mon Fri: 7 am 9 pm Get Directions. I signed up with Wells to have bi-weekly mortgage payments withdrawn from my bank thinking that I would pay less interest over the course of my mortgage - NOT SO. You need to pay Wells Fargo a fee of $0.89 per every $100 from your ending monthly balance. Sat: 7 am 2 pm (PT), Wells Fargo Military Banking Its been explained to me about monies over $10000,00. Eastern Time, 1-866-243-0931 Email or texts messages If you responded to a suspicious email or text message by clicking a link, opening an attachment, or providing personal or account information, call us immediately at 1-866-867-5568. Box 1369 Minneapolis, MN 55440-1369. You are not saving on interest by paying bi-weekly vs monthly, the only reason you are paying off the mortage "quicker" is because you make an EXTRA payment every year. If you have questions about a brokerage relationship:. 24 hours a day, 7 days a week. The estate processing department. Phone 866-518-2164. Adobe Reader isfree and is required to view and print documents on this site. Wells Fargo checking account without my authorization. Total compensation includes the value of any benefits received in addition to your. I would like my payments applied to my mortgage loan WHEN RECEIVED and not AFTER Wells Fargo collects 2 payments. I immediately reported to the customer service on same day around 9pm but he told me to leave. Important Note: During the application process, ensure your contact information ( email and phone number) is up to date and upload your current resume when submitting your application for consideration. I signed up for bi-weekly payments to save on mortgage interest, not to lend money to Wells Fargo 2 weeks of free use! -Jules, @EReed808 Hi! When Wells Fargo receives your claim , it will receive a claim number and will be assigned to a claims adjuster. The bank has set aside this money in anticipation of a large payout. I have $53.88 automatically taken out every first of the month for my healthcare. CFPB claim worked out, I will be switching banks on Monday. - Discrimination, unfair business practices, false advertising, - Closed account without resolved resolution. You should receive a new card, if requested, within 5 to 7 calendar days. 24 hours a day, 7 days a week, Foreign Exchange Im really put out over this situation. It is very irresponsible and unprofessional the way they handle it. To help avoid interruption in any one-time or recurring payments you have scheduled for your debit card, please give your new card information to companies you have authorized to directly bill your card. Please be assured that we will work closely with you to resolve this matter and will contact you if additional . Zelle is a payments network that offers money. Memorize your PIN. -Jules. or registration money in order to receive my prize money. How to write a complaint about Wells Fargo? Securities and Exchange Commission Administrative Proceeding File No. When selecting your PIN, don't use any word or number that can be found in your wallet, such as your birth date, name, or address. Contact Us Internationally Wells Fargo complaints contacts Call Customer Care on 1 (800) 869-3557 In the United States, Wells Fargo employs more than 235,000 people, 13% of whom are Black, according to 2020 company statistics. If you are at an ATM, ensure no one sees you enter your PIN. What should I do next? Mon Fri: 7 am - 7 pm Contrary to your letter dated July 14, 2022, there was NO SECURE ONLINE BANKING SESSION by me or anyone else in the amount of $10,500. I saw your tweet. Friday was a bank holiday. There's always something to worry about - do you know what it is? We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Wells Fargo. On Thursday, the information line is staffed from 12:30 p.m. to 5:30 p.m. Must an individual with a disability file his or her own claim? a message to, What you need to do: File an informal complaint on the CFPBs public website by following the instructions here. I have My investment distribution was wired by Wells Fargo on Dec. 23rd. Visit Website. If you are seeking to meet with a service officer or need paperwork signed by the US Department of Veterans Affairs, please contact our service program at 800-446-4926, ext. Mon Fri: 6 am - 10 pm Information Specialists are available on the ADA Information Line on Monday, Tuesday, Wednesday, and Friday from 9:30 a.m. to 5:30 p.m. (Eastern Time). Mon Fri: 8 am 12 am Sat: 8 am - 2 pm If you submit a claim by e-mail (WFclaims@usdoj.gov) and we receive it, you will receive an automatic e-mail confirmation of receipt that you should keep for your records. Wells Fargo & Company Notice Regarding Wellness Program The Wells Fargo health and well-being program is a voluntary wellness program available to all team members One North Jefferson Avenue, Mail Code: H0004-050, St Louis, MO 63103 If you are an account holder and have questions about an account that is carried by Wells Fargo Clearing Services, LLC, please. What if I'm not sure if I was discriminated against? The following is the contact info for Wells Fargo REO Department Email pasagentsWellsFargo.com. 1-855-USA-2WFB There is a living trust in effect which appoints my mother to assume ownership of all assets including bank accounts. Before downloading any update to your computer program, first go to the company's website to confirm the update is legitimate. This review was chosen algorithmically as the most valued customer feedback. It is very irresponsible and unprofessional the way they handle it. 1-877-269-6056 Final Update- I got my money back today (7/30). So of course I believed him not knowing what was going on at the time due to him being November 4th 2022 This is a securities fraud class action filed on behalf of all purchasers of Wells Fargo & Company ("Wells Fargo" or the "Company") securities between February 2, 2018 and March 12, 2020, inclusive (the "Class Period"). I already paid the first quarterly payment to Johnson county and they told me they gave it to Wells Fargo. For questions about your credit card benefits, call the number on the back of your card. 1-800-626-9430 sour space candy cbd review. The Class Member was a U.S. citizen at the time. This includes the Wells Fargo banking branches, Wells Fargo Advisors (brokerage services), Wells Fargo Home Mortgage, and Wells Fargo's credit card services. I call that. Mon Fri: 5 am 6 pm (PT) Your preferences will apply to this website only. Due to inactivity the account for the ministry was closed. I opened another [protected]. Sat: 8 am - 2 pm Mon Fri: 8 am - 7 pm This complaint was posted by a verified customer. The Department also received a variety of other complaints alleging ADA violations by Wells Fargo, including the failure to provide financial documents to people who are blind or have low vision in alternate formats (e.g., Braille or large print), the failure to provide appropriate auxiliary aids and services upon request for in-person meetings between Wells Fargo staff and individuals who are deaf, and the failure to remove barriers to access for individuals with mobility disabilities. Sat: 7 am - 5:30 pm Selecione Cancele para permanecer en esta pgina o Contine para ver nuestra pgina principal en espaol. ComplaintsBoard.com is a leading complaint resolution website on the Internet. All I want is to pay my property tax My card was compromised on December 3rd and 4th 2022 and there were unauthorized transactions on my account in the total amount of $8,015.50. If you have questions about a brokerage relationship:. Learn more about fraudulent emails. The U.S. Department of Justice opened an investigation against Wells Fargo after receiving complaints under Title III of the ADA filed by numerous individuals who are deaf, are hard of hearing, or have speech disabilities. Mon Fri: 8 am - 8 pm Extraordinary individual with 12 plus years of managerial oversight; who is dynamic and results-driven. I did not agree to loan Wells Fargo a bi-weekly payment interest free for 2 weeks for every second payment that i make. de 2021 China's production rate fell by 13. It also includes Wachovia and/or its employees and contractors. RE: Debit Card XXXX-XXXX-XXXX-6366. However, first we were told we could not do that. My account is currently overdrafted almost $1800. Here are some examples: Disability discrimination also includes the failure to provide appropriate auxiliary aids and services to ensure effective communication. Our Information Specialists will make arrangements for a member of. One of the many notorious Wells Fargo lawsuits that made the news were the wage-and-hour violation class-action lawsuits that were. Call us at 1-888-818-9147 (Mortgage) or 1-866-355-1540 (Home Equity) after you file a claim. This transaction has mysteriously disappeared from Wells-Fargo records. There's always something to worry about - do you know what it is? Phone: 1(855) 225-1888. The department claimed Wells Fargo discriminated . For transactions you authorized by providing your signature, Visa, For ATM transactions and PIN-based purchases that are not fraudulent, call us at, For any other type of dispute, please call 1-800-TO-WELLS (. Please respond quickly when asked to provide information or sign documents. 1-800-869-3557 Comments are moderated so may not appear immediately. In July 2015, Wells Fargo became the world's largest bank by market capitalization, edging past ICBC, before slipping behind JP Morgan Chase in September 2016, in the wake of a scandal involving the alleged creation of over 2 million fake bank accounts by thousands of Wells Fargo employees. Please credit me my $10,500 IMMEDIATELY. The application for property tax exemption must be completed by the US Department of Veterans Affairs. 301 South College Street. Reactivation of checking account. Hearing and speech impaired individuals were referred to a phone line for the deaf that. The complainants alleged that Wells Fargo would not do business with them over the phone using a telecommunications relay service. 1-800-357-6675 Here are some examples of auxiliary aids or services you may have needed and should file a claim about if any were denied: Wells Fargo and/or its employees and contractors. Wells Fargo's sordid practice of steering minorities into exploitative mortgages burst into public view after the housing crash in 2008. * Existing Wells Fargo Home Mortgage Customers can call 1-866-234-8271 to get answers to their mortgage related questions. First Wells Fargo said I had 180 days to file a claim, but now, just today Wells Fargo Claims department tells me that I only have 60 days to file a claim. I need to call Wells Fargo but there is no way to do this from Finland. 24 hours a day, 7 days a week, 1-800-967-9521 They cost me alot of money and time scrambling to find another bank and credit line for my business. The adjustment was made and the check was supposed to be sent by mail to the address on file. We promise not to send you any unrelated messages, Click here if youd like to unsubscribe from notifications about new complaints of Wells Fargo, Like, share & subscribe to Wells Fargo on YouTube at, See Wells Fargo's portfolio on LinkedIn at. Justice Department Reaches Settlement with Wells Fargo Resulting in More Than $175 Million in Relief for Homeowners to Resolve Fair Lending Claims African-American and Hispanic Borrowers Who Qualified for Loans and Were Charged Higher Fees or Rates or Were Improperly Placed into Subprime Loans Are Eligible for Compensation You can view the status of your claim by signing on to Wells Fargo Online. Im looking into changing all my accounts. More troubling, it also resulted in WFB removing online access to our accounts. Print or email your ATM receipt or securely dispose of it. I have been a customer of Wells Fargo for almost 15 years with checking and savings accounts, mortgages, LOC and Money Markets. The claim number will identify your claim , and . The settlement agreement provides for resolution of all complaints alleging violation of the ADA in connection with Wells Fargo's financial services and retail facilities based on events occurring before May 31, 2011. Wells Fargo Customer Complaints Department Wells Fargo has a dedicated Customer Complaints Department that is open Monday through Friday from 8:00 AM to 10:00 PM Eastern standard time. Claim it and get a lot of features. Visit Customer Service Contact Information. Please, With a single sign-on, you'll have convenient access to your, Consider carefully the added cost of advice, Use past performance only to determine consistency and risk, It's futile to predict the economy and interest rates, You have plenty of time to identify and recognize exceptional companies, Good management is very important - buy good businesses, Be flexible and humble, and learn from mistakes, Before you make a purchase, you should be able to explain why you are buying.

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