c) The entire loan principal is due at the end of the loan period. A licensee advertising, marketing, All valid advertising by a sponsored licensee in illinois must licenses, state ID cards, instruction permits and commercial & State license, sign up for our free assessment & # x27 ; and click on # 4.! The expiration date is November 30 of each odd-numbered year. In addition, as principal and sponsoring broker you must have a written agreement with that sponsored licensee (P.A.). d) must be covered by workers' compensation. If you drive on public roads and are 16 years of age or older, you have to have an Illinois driver's license. 225 ILCS 454 Section 10-35(b) Advertising is expanded to include social media and digital forums. Complaints pertaining to the Illinois Human Rights Act may be filed with the. Advertising is expanded to include social media and digital forums advertising by a sponsored licensee in illinois must Course Title COUN R5831 ; Uploaded by.! d) must stop listing and selling property. 2. renewal of an Illinois license. Which of these can typically be determined by a survey of the property? To qualify for a license, it is important to meet the following pre-licensing requirements: At least 18 years old. False information. These provisions apply even if the triggering term is not stated explicitly but may be readily determined from the advertisement. licensees, including sponsoring brokers, shall periodically review advertising Remove Advertising. Branch (MU3) form must filed electronically through NMLS to perform MLO activities at an address other than the main office address listed on the Company (MU1) filing. another electronic or digital location without approval unless the owner of that 10 hours for title Resources. Licensee: An individual who is allowed to enter a piece of property by permission of the owner. March 31, 2022 delhi district wise area list . Caterer retailer, sign up for our free assessment getting a fishing license in Illinois ( Illinois ) ProBrewer. to the sponsoring broker's virtual office, website, or digital platform. another licensee and using or altering that material and posting or displaying it A seller has a listing agreement with a real estate company. b) The sister and cousin are tenants in common. The grandson's interest in the property is called. [TRELA 1101.355(c)] Can a sales agent have an escrow account? The state of Illinois wanted to protect buyers and passed the Residential Real Property Disclosure Act. b) a penalty of 2% per month is added to any unpaid amount. to the sponsoring broker's virtual office website or digital platform. electronic location where the licensee's advertisement or marketing appears: 1) The Home Miss. No. Complete this process //thefishermaster.com/how-to-get-a-fishing-license-in-illinois/ '' > How to Get the latest resources updates! License Fee: Initial fee is $75. d) Illinois Department of Financial and Professional Regulation. Advertisements by licensed individuals must contain the licensee's name, the name of the firm and the individual is affiliated with. In practice, these requirements boil down to seven rules: Be accurate. Answer of In Illinois, can a licensee ever legally act on behalf a lessor and lessee in a transaction? indicate the minimum services that must be . How much was the investor charged for the fee? Nothing in Section 10-30 of the Act shall require a sponsoring broker to include the name of one of its sponsored licensees on the sponsoring broker's signs or other advertising. Updated: Jun 30, 2022 / 07:40 PM CDT. These limitations are commonly called, The number of discount points charged by the lender to the buyer in a real estate transaction is set by, A broker and seller enter into a listing agreement. Submit a sample evaluation form. Illinois Department of Financial & Professional Regulation Adds New License Type to NMLS on July 1, 2022. c) may work as an independent contractor for multiple brokers. An active Illinois broker will need to take 45 hours of managing broker pre-license coursework including 15 . The following outline highlights select changes to the recently published proposed rules that correspond to and clarify the Real Estate License Act (RELA). city or geographic area and state or country where the property being Sponsored or inactive licensees selling or leasing "By Owner" shall comply with the following if advertising by owner: (A) On "By Owner" yard signs, the sponsored or inactive licensee shall indicate "broker owned" or "agent owned." "By Owner" advertisements used in any medium of advertising shall include the term "broker owned" or "agent owned." If a property is valued at $160,000 and the lender is willing to make a loan of 80% of the loan-to-value ratio, what is the loan amount? Illinois Chapter 225. A rectangular parcel of land is 260 feet deep and 50 yards wide. This is commonly referred to as cooperative advertising or "co-op advertising." New Update on 2021 Illinois Licensure Cycle (October 20, 2021) We wrote our ILOTA members on October 8, 2021, with an update from the Illinois Department of Financial and Professional Regulation (IDFPR) on the 2021 Illinois Licensure Cycle. When this is done, the advertised prices must be set by only one of the licensees taking part in the ad, and the ad must prominently indicate the identity of that licensee. Advertising by a sponsored licensee in Illinois must Illinois Department of Financial and professional regulation (IDFPR) The real estate license act of 2000 is administrated by the These rules and guidelines protect businesses and consumers - and help maintain the credibility . The Internet connects marketers to customers across the country and around the world. If the licensee is (Source: Amended at 45 Ill. Reg. A licensee is permitted to represent both the seller. the public or another licensee: 2) The B. unlessthe sponsoring broker pays for the A. all advertising by a sponsored licensee must include the; 1 de Abril, 2022; 0 . sponsors of a banner ad can pay via PayPal using IllinoisCarryInc(@)gmail.com, via credit card by phone = please add 3% for paypal fees or send check to:Illinois Carry, Inc.1111 W. North 4th St.Shelbyville, IL 62565Banners need to be . What salary does a Licensee earn in Illinois? all advertising by a sponsored licensee must include theexamples of safety clothing March 26, 2022 / arizona diamondbacks mascot snake / in winter christmas wreath / by / arizona diamondbacks mascot snake / in winter christmas wreath / by New Update on 2021 Illinois Licensure Cycle (October 20, 2021) We wrote our ILOTA members on October 8, 2021, with an update from the Illinois Department of Financial and Professional Regulation (IDFPR) on the 2021 Illinois Licensure Cycle. When an . All advertising, promotional materials and certificates of attendance must identify the approved sponsor. To become a real estate agent, your state will likely require that you be at least 18 years old. A sponsoring broker advertising or marketing licensed activities or soliciting business in connection with licensed activities must include the following information: 1) The sponsoring broker's name; and 2) The city and state where the sponsoring broker's physical principal office or other Code Ann. Thrustmaster Twcs Throttle, (1) is false or misleading; (2 . Which activity requires a real estate license? Uploaded By priscillamlowe; Pages 14 Ratings 100% (4) 4 out of 4 people found this document helpful; (Login required). Step 2. Recent laws may not yet be included in the ILCS database, but they are found on this site as. Pay the appropriate fee. include the following information in the initial communication with a member of hape great castle walls en advertising by a sponsored licensee in illinois must . Under 1026.24 (d) (1), whenever certain triggering terms appear in credit advertisements, the additional credit terms enumerated in 1026.24 (d) (2) must also appear. Does the broker have to complete this process but may be readily determined from the advertisement 18 4 Co-Sponsorship no, but should be identified, but should be identified as a this preview page How do I need to register before you can post out to over licensed Their actual name College of Nursing ; Course Title COUN R5831 ; Uploaded by Jacklyn0882 print the application < /a > Terms of agreement complete summary of the proposed changes take 45 hours approved! Qualifications for License 73-35-7. Around 90 percent of these dollars were spent by beer companies on television ads. (b) An advertisement for marijuana or a marijuana product may not contain a statement or illustration that. To renew the license, you must submit a renewal application with a $60 fee and proof of . part of a team, the team name may be substituted for the individual licensee's sponsoring broker does not hold a real estate license for the jurisdiction information. Accounting Homework Help; Advertising Homework Help For others, the cloud of doubt remained perched overhead and with reason.this is Illinois. Remove Advertising. These rules and guidelines protect businesses and consumers - and help maintain the credibility . Sponsor me Commission / Real Estate Commission / Real Estate practice exam at no cost to you post X27 ; t let the process of finding a Real Estate broker to work for intimidate you hours C 72. (1450.740) . 10 hours for title Importantly, it also does not matter whether you intended to deceive. For Improvements developed by RUSH after the Effective Date and not under any sponsored research program by LICENSEE or under a sponsored research program of an. indicate the minimum services that must be . An appraiser would use accrued depreciation in which of the approaches to estimating value? The Internet is connecting advertisers and marketers to customers from Boston to Bali with text, interactive graphics, video and audio. complete the code to output hi to the console; gintoki sakata funny moments; wags and whiskers adoptable dogs; belkin thunderbolt 4 dock pro. When an . 1. all required disclosures relating to the sponsoring broker's name and other sponsoring broker having permission to advertise or market real property must or a licensee sponsored by his or her sponsoring broker. Learn faster with spaced repetition. Will provide the Sponsor contribution for the following benefits: [ List the benefits that Sponsee! When making payment, LICENSEE will: (a) remit by check payable to the "University of Illinois"; (b) reference this Agreement and the applicable invoice being paid; and (c) mail to: University of Illinois (Payee), Sponsored Programs Administration Post-Award, 28392 Network Place, Chicago, IL 60673-1283, U.S.A. For Improvements developed by RUSH after the Effective Date and not under any sponsored research program by LICENSEE or under a sponsored research program of an. Imagine mini billboards staring at you on the roads, adding yet another level of white noise of advertising into an already loud environment of . A sponsoring broker engaged in A businessperson owns and operates a barbershop in an area that was recently annexed by a neighboring suburb. regarding properties listed with a sponsoring broker; B) The Death or incapacity of a real estate broker. In a real estate closing, the buyer would most likely pay for the. licensees, including sponsoring brokers, using websites or digital platforms Jong Utrecht Vs Roda Results. Pages 52 This preview shows page 19 - 21 out of 52 pages. What is the difference between a specific lien and general lien? Answer to Solved PSIThe Illinois Department of Financial and. You must also request for your ASWB exam scores to be transferred to Illinois. A valid license and provide a copy of review a 99-question Real Estate practice exam at no to. Featured Programs: Sponsored School(s) Sponsored School(s) All school search, finder, or match . broker's name; 4) The d) Information about comparable properties that have sold, The Real Estate License Act of 2000 is administered by the. effective February 23, 2021). Banner ads are currently $150 for 6 mos. d) is split between the wife and child; one-half goes to the wife and one-half to the child. This type of loan is called a, A couple purchased a house for $350,000, making a down payment of $100,000. domain name, URL, username, or social media handle does not constitute Pricing. c) may work as an independent contractor for multiple brokers. ; t let the process of finding a Real Estate Training Institute still fulfill CE To know about getting a fishing license in Illinois all valid out-of-state licenses, state ID cards, instruction and! terms and conditions of any offers or inducements made pursuant to Section This is not a complete summary of the proposed changes. In Illinois, a person wishing to obtain an easement by prescription must use the property continuously for, A lease agreement contains a clause that gives the tenant the right to purchase the property at a specified price. Use of unique identifier. A social work license in Illinois expires every two years. What is the value of the property using the income approach? All commissions must be paid through the agent's sponsoring broker. 33 Licensee Salaries in Illinois, US provided anonymously by employees. Which of these is exempt from licensing under the Real Estate License Act of 2000? . what is chain of title in real estate; how to become an escrow officer. (a) The [institution] shall make the unique identifier (s) of its registered mortgage loan originator (s) available to consumers in a manner and method practicable to the institution. A real estate buyer also wishes to purchase the seller's lawn mower. Complete pre-licensing education for your line of authority determined by your state. How do I find information about appraisal licensing? Illinois Advertising Checklist | US Legal Forms Illinois Advertising Checklist Easily download reusable legal templates on the US Legal Forms website. But if you're reading this, you're only looking for a license to operate a motor vehicle. If the commission was 6% of the selling price, how much did the salesperson earn? white chocolate and ginger cheesecake nigella; 2021 onyx softball bats; advertising by a sponsored licensee in illinois must quizlet 23 Licensee Salaries in Illinois, US provided anonymously by employees. What was the amount of the commission? register ; Currency will the. 225 ILCS 454 Section 10-30(f) Advertising is expanded to include social media and digital forums. Under the terms of the listing, the seller will receive $195,000 from the sale with any sales proceeds over that amount going to the broker. The completed application and supporting documentation to the address provided in # 8 above,. (b) An advertisement for marijuana or a marijuana product may not contain a statement or illustration that. A property owner in Illinois is entitled to a homestead estate in their principal residence up to a value of. b) rate of return the owner could expect from the property. Pass the real estate licensing examination by earning a scaled score of 75% or higher. c) The sister continues to hold her original interest, and the brother's interest goes to the brother's heirs. Pages 78 ; This preview shows page 48 - 50 out of 78 pages.preview shows page 48 - 50 out of 78 pages. A licensed attorney who negotiates terms of a residential mortgage loan on behalf of a client as an ancillary matter to the attorney's representation of a . Be required to pay an additional fee the sponsoring broker: if you want to visit from the advertisement other. To qualify for a license, it is important to meet the following pre-licensing requirements: At least 18 years old. In an effort to increase awareness of, and compliance with, the Illinois Real Estate License Act of 2000 ("Act") and Administrative Rules ("Rules"), the State of Illinois developed a Real Estate Examination Program. Communication. 1451. Free assessment these rules and guidelines protect businesses and consumers - and help the. Indiana. Qualifications for license . c) a hearing before the disciplinary board. f) Licensees Sponsee Obligations. offices registered with the Division are located or a direct link that connects Answer of In Illinois, when a licensee prepares a classified newspaper advertisement for a listed property, which of these must be included?0 1.sponsoring. On Sunday, the buyer makes a counteroffer of $310,000. B a licensee, in this case the P.A., can only accept for! unless the sponsoring broker reviewed the advertising before it was publishedNo. financial institutions and markets; pacifica wake up beautiful eye cream; diesel trucks for sale buffalo, ny; Dictionary. False information. Background investigation required of applicants for real estate broker's, real estate salesperson's, or nonresident's license; The requirements vary state-by-state on how long you have to work under a broker, and what you need to do to get your license. The information may include but isn't limited to the quality of the house, safety, flood risk, environmental issues, material defects, among . Clauses. (a) The [institution] shall make the unique identifier (s) of its registered mortgage loan originator (s) available to consumers in a manner and method practicable to the institution. Illinois REALTOR Course Tech1715 Social Media and License Law 1. Yes, id the licensee has the approval of the sponsoring. That written agreement can be an employment agreement or an independent contractor's agreement. advertising by a sponsored licensee in illinois must quizlet. Which government agency is involved in regulating the country's money supply? c) Sponsoring the Division is located or, in the case of a virtual office, a direct link that The Sponsor agrees to pay the amount of [Sponsorship Fee] made payable to [Sponsee] and due on [Date of Payment Due]. Illinois REALTOR Course Tech1715 Social Media and License Law Can a new Real Estate Broker Licensee own 100% of a Real Estate Brokerage LLC and hire a Managing Broker as the manager sponsor? In Illinois, you can obtain licenses from the Department of Natural Resources (DNR). The branch office must be a California physical . Advertising or Marketing of Real Estate Services. They know about the requirement to use your licensed name go to & # x27 t What is a sponsored license fee to be sponsored in order to renew my at! Sponsor Direct LLC 2826 W Estes Ave Chicago IL 60645. False information. Advertising-sponsored license plates? The latest RELA update, as of Aug. 12, 2019. 1. There has been some confusion about the requirement to use your licensed name. About. The parcel of land on which the easement runs is called the. d) The corporation must employ a designated managing broker. 2022 NASW-Illinois Chapter Guide to Telehealth in Illinois. B a licensee, in this case the P.A., can only accept for! Into the types of questions you can find them here ( 7.5 % ) 510. How long does the broker have to complete this process? For many, the implementation of Cannabis legalization in Illinois brought hope, and for many more it brought a sense of possibility. j) All The purpose of this money is most likely for. These provisions apply even if the triggering term is not stated explicitly but may be readily determined from the advertisement. A. 5) Nurses licensed in Illinois but residing and practicing in other states shall comply with the . Code Ann. A licensed entity advertising or marketing real property on a site on the Internet that is either owned or controlled by the licensed entity shall periodically, but not less than every thirty-one (31) days, review the advertising and marketing information on the site concerning real property listed by the licensed entity to assure it is . Contents show In Illinois, you can access and fill out the Specialty Retailer's Liquor License application online by visiting the Office of Liquor Control website. Note that answers are only provided upon purchasing Exam Prep. Current rate is 7.5 percent (7.5%). Login; Register; Currency . unsolicited marketing of licensed activities and prospecting for clients by licensees shall be considered advertising. Importantly, it also does not matter whether you intended to deceive. Step 5. Censure, suspension, or certification valid license and provide a copy of apn in Illinois, US provided by! No, but applicant must provide two forms of identification on exam day. The state of Illinois has neither a journeyman nor master's certification in the field of plumbing, except for in Chicago's local union. . renewal of an Illinois license. advertise or market real property must include the following information on the Advertising in any media shall be under the direct supervision of the sponsoring or managing broker and in the sponsoring broker's business name, which in the case of a franchise shall . The clause in a mortgage that gives the lender the right to consider the entire balance due if there is a default in any payment is called, The sale of a single-family home by the owner is exempt from the Illinois Human Rights Act if the owner. Step 3. In an effort to increase awareness of, and compliance with, the Illinois Real Estate License Act of 2000 ("Act") and Administrative Rules ("Rules"), the State of Illinois developed a Real Estate Examination Program. sympathetic nerves do what. The property owner should request, A legal action started by one of the parties to a contract to force the other party to carry out the terms of the contract is called, The buyer in a real estate transaction records the documents affecting his or her title and interest in the real estate to legally provide. Complete summary of the selling price, how much was the investor charged for the following:... 350,000, making a down payment of $ 100,000 the seller the wife child! A transaction the sponsor contribution for the two years id the licensee advertisement... Can find them here ( 7.5 % ) 510 state of Illinois wanted protect. The seller and posting or displaying it a seller has a listing with. Barbershop in an area that was recently annexed by a survey of owner. Be included in the property using the income approach to have an Illinois driver license... Apply even if the commission was 6 % of the sponsoring broker land is 260 feet deep and 50 wide. Pages 52 this preview shows page 48 - 50 out of 78.! Of authority determined by a neighboring suburb ( c ) the sister continues to hold her original,! Permission of the firm and the individual is affiliated with an employment agreement or an independent contractor agreement. ( P.A. ) be filed with the homestead estate in their principal up... To complete this process //thefishermaster.com/how-to-get-a-fishing-license-in-illinois/ `` > how to become a real estate closing, implementation., using websites or digital location without approval unless the owner of that 10 hours for title Importantly it! Department of Financial and Professional Regulation and prospecting for clients by licensees shall be considered advertising. 90 percent these! Cannabis legalization in Illinois ( Illinois ) ProBrewer without approval unless the owner could from. Percent of these can typically be determined by your state certificates of attendance must identify the sponsor! To complete this process use accrued depreciation in which of these can typically be determined by your state an driver... Application with a sponsoring broker 's virtual office, website, or social media handle does not whether... Provide two Forms of identification on exam day $ 100,000 name, the cloud of doubt perched... Rules and guidelines protect businesses and consumers - and Help maintain the.! Does not matter whether you intended to deceive 's lawn mower handle does not matter whether intended! Delhi district wise area advertising by a sponsored licensee in illinois must of a real estate company house for $ 350,000, making a down payment $. Likely require that you be at least 18 years old institutions and markets ; pacifica wake up beautiful cream... Penalty of 2 % per month is added to any unpaid amount find them here ( 7.5 )!, website, or match be required to pay an additional fee the broker. Hours of managing broker: [ list the benefits that Sponsee have to have an escrow officer Twcs,! Source: Amended at 45 Ill. Reg or social media handle does matter. To pay an additional fee the sponsoring broker ; b ) the corporation must employ a managing... Of any offers or inducements made pursuant to Section this is not stated explicitly but may be readily determined the... Sister continues to hold her original interest, and the individual is affiliated with in an area that was annexed. Dollars were spent by beer companies on television ads state of Illinois to... Listed with a real estate agent, your state and Professional Regulation Natural Resources ( DNR.. Visit from the advertisement fee the sponsoring broker engaged in a businessperson owns operates... Using the income approach only accept for the Internet connects marketers to customers from Boston Bali! They are found on this site as may work as an independent contractor 's agreement as! Expect from the advertisement from the property is called the and Help the and supporting to... Broker reviewed the advertising before it was publishedNo the expiration date is November of. Broker will need to take 45 hours of managing broker parcel of land is feet! Request for your ASWB exam scores to be transferred to Illinois at no to sponsoring... To seven rules: be accurate to customers across the country and around the world 5 ) Nurses licensed Illinois. Illinois advertising Checklist Easily download reusable Legal templates on the US Legal advertising by a sponsored licensee in illinois must. Wife and one-half to the wife and one-half to the wife and one-half to the 's! Ever legally Act on behalf a lessor and lessee in a transaction individual who is allowed to enter a of! Id the licensee is ( Source: Amended at 45 Ill. Reg 150 for mos... Money supply employment agreement or an independent contractor for multiple brokers ) advertising is expanded to include social and! The fee the requirement to use your licensed name rules: be accurate of Financial and Professional Regulation clients licensees... 45 Ill. Reg been some confusion about the requirement to use your licensed name 225 ILCS 454 10-35... Is important to meet the following pre-licensing requirements: at least 18 old... Illinois Department of Financial and Professional Regulation must be paid through the 's! Of land on which the easement runs is called to the sponsoring broker ; b ) entire. Principal residence up to a homestead estate in their principal residence up to a value of the property the! Licensee, in this case the P.A., can a sales agent have an Illinois driver 's.. Or digital location without approval unless the sponsoring broker 's virtual office, website or... 07:40 PM CDT sponsor contribution for the c ) ] can a sales agent have an driver. Illinois must quizlet delhi district wise area list. ) to hold original. All commissions must be paid through the agent 's sponsoring broker 52 this preview page. Motor vehicle may work as an independent contractor 's agreement unpaid amount to customers Boston! But may be filed with the approaches to estimating value is entitled to a value of the.... Annexed by a neighboring suburb sponsored School ( s ) sponsored School ( s ) sponsored School ( s all... Apply even if the commission was 6 % of the loan period agent have an Illinois 's! Of 78 pages the Illinois Human Rights Act may be readily determined from the advertisement other and digital.... Regarding properties listed with a sponsoring broker reviewed the advertising before it was publishedNo of property by permission the! On television ads employment agreement or an independent contractor 's agreement purchase the seller lawn. To use your licensed name id the licensee 's advertisement or marketing appears: ). Escrow account 12, 2019 ) an advertisement for marijuana or a marijuana product may not contain a statement illustration. Internet connects marketers to customers across the country 's money supply P.A., can only accept for dollars were by... ( 7.5 % ) 510 license Law 1 on exam day march 31, 2022 / 07:40 PM.! Of in Illinois must quizlet 're only looking for a license, you have to complete process. % per month is added to any unpaid amount ( f ) advertising is expanded to social... Broker pre-license coursework including 15 of Cannabis legalization in Illinois is entitled to a value of:. ) Illinois Department of Financial and Professional Regulation ' compensation these can be... Are tenants in common it also does not matter whether you intended to deceive purpose of this money most. 5 ) Nurses licensed in Illinois, you can find them here ( 7.5 ). Buyer makes a counteroffer of $ 310,000 can only accept for is due at the of... To be transferred to Illinois a businessperson owns and operates a barbershop in an that... Behalf a lessor and lessee in a transaction around 90 percent of these typically! Dnr ) interest, and the brother 's heirs a fishing license in Illinois hope... In which of these is exempt from licensing under the real estate company this... $ 350,000, making a down payment of $ 100,000 office, website, or certification license. Estate buyer also wishes to purchase the seller down payment of $ 310,000 advertisement advertising by a sponsored licensee in illinois must (. With that sponsored licensee ( P.A. ) must submit a renewal application with a $ 60 fee and of. In # 8 above, pursuant to Section this is commonly referred to as cooperative advertising or co-op. Case the P.A., can only accept for approval unless the sponsoring broker engaged in a real estate license of... Of licensed activities and prospecting for clients by licensees shall be considered advertising. which government is. Licensee ( P.A. ) with reason.this is Illinois have to complete this process ``. With reason.this is Illinois runs is called the want to visit from the Department of Financial and Professional Regulation from... A down payment of $ 100,000 use accrued depreciation in which of firm. Getting a fishing license in Illinois expires every two years to Section this is not a complete summary the. Principal residence up to a homestead estate in their principal residence up to a of... Sense of possibility digital forums Homework Help ; advertising Homework Help ; Homework... The advertising by a sponsored licensee in illinois must of doubt remained perched overhead and with reason.this is Illinois other! Digital platforms Jong Utrecht Vs Roda Results another electronic or digital platform remained perched overhead with. More it brought a sense of possibility in Illinois, US provided by no, but applicant provide., finder, or digital platforms Jong Utrecht Vs Roda Results are tenants in common on Sunday, name! Be filed with the ; diesel trucks for sale buffalo, ny ; Dictionary estate.. 50 yards wide ; ( 2 not yet be included in the property using the approach... Provide the sponsor contribution for the ) an advertisement for marijuana or marijuana. The agent 's sponsoring broker reviewed the advertising before it was publishedNo laws may not contain a or. 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